Affilliate Disclosure

Affiliate Disclosure

Last updated: October 11, 2026

PlainTalk Wealth (plaintalkwealth.com) is free to read, and we want to be open about how we earn money to keep it running.

1. What affiliate links are
Some links on this site, in our articles, guides, newsletters, videos, and social posts, are affiliate links. If you click one and then sign up, deposit, or buy something, we may earn a commission from the company. This costs you nothing extra. The price you pay is the same whether you use our link or not.

2. Who we may earn from
We may have affiliate or referral arrangements with companies such as savings and investment apps, banks and fintechs, payment platforms, web hosting providers, online stores, and software tools. [Optional: list the ones you currently use, for example Cowrywise, Risevest, Payoneer, Spaceship.]

3. How this affects our content

• We only recommend products we believe may be useful to our readers.
• Commissions never buy a positive review. If a product has drawbacks, we say so.
• A product may appear in a list or comparison because we earn from it, but we explain why it’s there. Where we don’t earn anything, we say that too.
• We may rank products using factors like fees, ease of use, safety, and features, not only commission.

4. Sponsored content and free products
Sometimes a company pays us to publish a post, or gives us a free product or account to test. Such posts will be clearly labelled “Sponsored” or “Partner content” at the top. Our opinions remain our own.

5. Not financial advice
Our recommendations are for general information only and are not personal financial advice. Always do your own research, check that a platform is properly registered with the relevant regulator (for example, the SEC Nigeria or CBN), and consider speaking with a qualified professional. See our Disclaimer for details.

6. Cookies and tracking
When you click an affiliate link, the company may place a cookie on your device to record that you came from us. Their use of your data is covered by their own privacy policy, and ours is explained in our Privacy Policy.

7. Other ways we earn
We may also earn money from display ads (such as Google AdSense), digital products we sell, and sponsorships.

8. Your choice
You’re never required to use our links. If you prefer, you can go directly to a company’s website. We’d still appreciate you reading and sharing our content.

9. Questions
If you have a question about how we earn money, email info@plaintalkwealth.com.